Insights

Cost of living pressures coupled with rate rises have made it more difficult to save for a home deposit and afford the lifestyle you’ve either

1. How much do I need to save for a deposit? Many lenders require a 20 per cent deposit plus additional costs, such as stamp

Key takeaways Keeping track of your expenses versus income can help identify possible savings to pay off debt Investing with a long-term plan means you’re

Investing successfully and improving your investment portfolio can be as much about minimising mistakes as trying to pick the ‘next big thing’. It’s all about

A self-managed super fund (SMSF) is a private super fund that you manage yourself. SMSFs are different to industry and retail super funds. When you

Key takeaways Alternative options for homeownerships, such as rent-to-buy schemes, shared equity homeownership, co-living, and kit homes. The key benefits of homeownership, including housing security,

Understanding your retirement income options How you organise your retirement income streams can make a huge difference to your quality of life. Here are some

If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with

Key takeaways Strategies to build your retirement savings, such as well considered budgeting, investment diversification, and taking advantage of super benefits. How to earn passive

Adding to your super You can boost your retirement savings by making voluntary super contributions, such as by: setting up a salary sacrifice arrangement with your employer