Key takeaways Market volatility ups and downs can be unsettling – that’s why it’s important to remember super is a long-term investment Jumping into and out of investments could jeopardize a long-term retirement savings plan, especially when it comes to your super. And by staying invested, you have the opportunity to participate in the growth … Read more
What exactly does responsible investment mean? Is there trade-off between ESG considerations (investing responsibly) and investment returns? Read on to find out more. A growing number of Australian investors are taking a responsible approach to their investing, quite possibly without even realising they’re doing so. That’s the reality of a rapidly evolving global investment universe, … Read more
Key Points: Never use the same password or variations of the same password, utilise different numbers and letters with a mixture of capital and lower case letters Online quizzes may be fun but usually there is a catch, and that catch can be your personal data Scammers either attempt to build rapport with their targets … Read more
Key takeaways Understanding the different types of investments in super and how they work, can help you decide if your current investment approach is right for you A growth investment approach has the potential to provide you with higher returns, over the long term A defensive investment approach aims to provide investors with regular income. … Read more
How much money you’re able to invest each year is one of the biggest factors in achieving your financial goals. And the longer you’re invested, the more time your money has to compound and grow. Inflation is up and markets are down. What does this mean for you? Entering the world of investing can be intimidating, … Read more
Deciding on your retirement funding options in retirement comes down to what makes the most sense for you. If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire. Broadly speaking, you have a few options when you retire, as long as you’ve reached … Read more
Almost 5 million Australians received an increase in welfare payments from 20 September 2022. The Federal Government announced the largest indexation increase to pensions in 12 years, while other welfare payments will see the highest rise in more than three decades. The increase has, in part, been driven up by the highest inflation in decades. … Read more
You don’t have to pay yourself super, but when you retire, you might be glad you did. You can make regular or lump sum payments, can usually claim a tax deduction on contributions, and may be able to save tax. Why pay yourself super There are advantages to contributing to super, depending on the type of … Read more
Travelling cheaply needn’t mean you miss out. Find out the best ways to save big on your overseas holiday plans, and make the most of every dollar. Why you should budget for your overseas holiday Most of us love to travel, but not many can afford to travel as often as we’d like. A trip … Read more
Key takeaways The need for aged care can be sudden, often triggered by unexpected changes in health. Also, it can be an uncertain and overwhelming experience for you and your family. Without preparation, a move into aged care can cause great emotional and financial strain. So, what can you do for yourself and your loved … Read more
