Why investment predictions can be likened to weather forecasts

Investment forecasts, just like weather forecasts are just that – projections of what might happen on the future, based on past patterns calculated alongside all possible factors that might help provide an estimation of what might occur in the short term. If you’ve ever relied on a weather forecast to help plan a significant event … Read more

Protect your identity

If your personal information falls into the wrong hands, it can be used to steal your identity. If you think your identity has been stolen, report it to your local police and your bank, and change your passwords. Signs of identity theft If your identity has been stolen, you may not realise for some time. … Read more

From boom to balanced: 2022 set to ride a smoother property wave

Quarterly property update: November – January 2022 After a bumper year across the Australian property market – from the city to the regions – experts are predicting slower price growth ahead. However, with limited supply and low interest rates for the foreseeable future, real estate will still be a hotly sought-after commodity in 2022. National … Read more

Your Guide to Home Care Services

What is Home Care? Home Care (also known as in-home care, community care, home help, home support and in-home nursing care) is the umbrella term for a range of services that allow people to remain living independently in their own homes. Many elderly Australian’s take advantage of these services as an alternative to moving into … Read more

Combine your super into one account to save

Consolidating your super means moving all your super into one account. It makes your super easier to manage, and saves on fees. Before you consolidate, pick the best super fund for you. You can transfer your super for free in a few simple steps. If you’re ready to consolidate your super now, go straight to … Read more

How to calm those market jitters

It’s been a rocky start to the year on world markets but that doesn’t mean you should hit the panic button. Staying the course is generally the best course, but that’s easier said than done when there’s a big market fall. In January markets plunged some 10 per cent but then staged a recovery. That … Read more

6 pros and cons of buy-now-pay-later products

Key points More than 5 million Australians have signed up to buy-now-pay-later (BNPL) platforms like Afterpay and Zip.1 The convenience, easy approval and interest free terms associated with BNPL platforms are attractive to many. However, one in five consumers are missing payments while many people are cutting back on essential items just to make repayments. If you have … Read more

What to expect in 2022

Investment returns are unpredictable. Take last year, for example. Few would have predicted that the price of coffee beans would outperform global share markets. But that’s exactly what happened, thanks to a combination of unforeseen climatic events and the ongoing impact of the Covid-19 pandemic on supply chains around the world. Those factors, combined with … Read more

Easing into retirement

As the nation drifts back to work and study after the summer break, it’s often a time to start putting your New Year’s resolutions into practice. For some, an extended holiday may have convinced you that you are ready for more of the good life and that it’s time to retire. In the past, that … Read more

Top Five finance tools for women

Want to boost your financial literacy? These female-focused podcasts, books and courses have advice, tactics and tips to build wealth Rise of the financially empowered female The average net wealth of Australian women is now 89 per cent of that of men1, with the rise of women as an economic force largely due to more … Read more