Key takeaways If you’ve seen good returns over the long-term, sticking with the same fund may ensure your retirement savings continue to grow in line with your goals On the flip side, switching to a new fund could give you access to lower fees which can result in higher returns You may be able to … Read more
It is a special feeling to welcome a new child or grandchild into the world and watch them grow. Sharing their joy as they reach new milestones is priceless. Of course, there is a real cost – raising a child is expensive, particularly now as the cost-of-living spirals higher. Estimates vary widely from the few … Read more
Giving Australians better access to high-quality and more affordable financial advice is imperative. One of the fundamental principles for achieving long-term investment success is planning. In fact, the importance of having a clear financial plan, whether it’s formal or informal, can’t be overstated. As is the importance of sticking to it. Without a well-documented, detailed … Read more
Key takeaways Understanding the available investment property tax deductions in Australia is essential if you are to maximise the financial benefits of property investment. By taking advantage of deductions, investors can significantly reduce their tax liability. One of the most significant tax deductions available to Australian property investors is the ability to claim interest expenses … Read more
Hedge funds use investment strategies that are more complex than other managed funds. Many aim for positive or less volatile returns, in both rising and falling markets. A hedge fund is a complex investment and risks vary. Read the product disclosure statement and consider getting financial advice before you invest. How hedge funds work Hedge … Read more
Use the new First Home Super Saver Scheme (FHSS) to save your first home deposit faster If you’re saving for a deposit on your first home, the Federal Government’s First Home Super Saver Scheme (FHSS) could help you reach your target sooner, by allowing you to save for your deposit inside your super. A government initiative introduced in late … Read more
Key takeaways One of the most popular side hustles that has emerged in recent years is a food delivery driver or ride service, such as Uber. These are simple to sign up for and require minimal investment If you have good communication skills and the ability to follow instructions, market research can be a good … Read more
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them? What are bonds? Bonds are a type of investment security that enable investors to lend their money to a bond issuer for a set term in return for regular income … Read more
The thought of retirement is an enticing one for many of us. Imagine throwing off the shackles of the workforce and being able to do whatever you want, whenever you want. But why wait until you are retired to do the things you love? Retirement is a time where we finally have the space to … Read more
The “painful squeeze” for Australian consumers Australians are experiencing tough times. Every trip to the supermarket leaves us leaner and poorer in terms of our purchasing power. The $20 note barely covers a bottle of milk, a loaf of bread and a carton of eggs. When you arrive home, you are afraid to switch on … Read more
